Category Archives: Book Review

FHM Philippines bares Top 10 Filipina in FHM 100 World’s Sexiest Women of 2013

FHM Magazine known to be top in adult reading material in the Philippine had just bared their unofficial list of Top 10 Filipina World sexiest Women for the year 2013.  These women include Marian Rivera  who is in Number 1 place in has been dominating the top position for the past weeks.  Others are:

  • Sam Pinto in Number 2
  • Angel Locsin in Number 3
  • Solenn Heusaff in Number 4
  • Jennylyn Mercado in Number 5
  • Anne Curtis in Number 6
  • Cristine Reyes in Number 7
  • Heart Evangelista in Number 8
  • Ellen Adarna in Number 9
  • Empress Schuck in Number 10.

This partial result becomes eye-catching for FHM readers and for sure this will be followed by most readers until the final result goes out.  To those mentioned candidates, goodluck Ladies! 🙂

REASONS WHY YOU SHOULD EXPLORE PHILIPPINES

Explore Philippines

 

While it is indeed amazing to go around the world to see the greatness of mother earth, it is a fact that traveling is an expensive interest. People who travel most are likely to be business men, entertainers, athletes and on careers that require them to have a trip every now and then. In those times, very few of them can mix pleasure with work. Lucky are those who fuse traveling and working like those people in media or travelogue magazine that features places and their interest. But still, it can be still considered as working.

At 42, I consider myself fortunate enough to travel on intervals school is off or my hubby would bring us along in his business trip locally. Who can’t refuse, right?  On those, sprees we had I still think through myself an outlandish to our own country. Why? Because there are still places in which I find remarkable than other countries have. Our country is rich in natural resources, scenic views, gorgeous history, sumptuous food and great beaches not to mention the undeniable warmth our “kababayan” extend.

Here are places that can make your break unforgettable.

The Wondrous Palawan

Aside from the fact that it is the largest province in the country, the Puerto Princesa’s Subterranean River has been recently concluded as one of the 7 Wonders of the World. Palawan is very rich in natural resources. It has 15 lakes, 42 ponds, 44 water falls, 72 natural springs, 9 mineral springs, 43 streams, and 165 creeks identified as potential sources of water for domestic consumption and irrigation. It has also 8 of the 11 amphibians endemic to the Philippines are found only in Palawan. Indeed, a wondrous place to visit!

Romantic Bohol

Bohol is one of the most visited places in our country. It has been quoted and chosen by couples as a place to spend passionately. Its main attraction is the Chocolate Hills that captivates tourist by its mystery and charm. Bohol is also the home of the tarsier, the big-eyed insect insect-eating primate whose size is smaller than one’s fist. Scientists regard the tarsier as the oldest mammal now inhabiting the earth. I may say that mother earth has a lot more to offer than just pleasure and thrill.

Surprisingly Tagaytay

While most of the people in the city crave for some cold breeze environment and gearing up for uphill places such as Baguio and the Mountain Provinces, Tagaytay is their redeemer. Why not? If you’re living in Manila, Tagaytay is just a few hours to reach and few minutes from nearby cities. Aside from short travel, you can go there using various alternate routes to avoid road traffic. Cold wind breeze, copious restaurants and aromatic coffee shops, the sightseeing of the famous TAAL volcano is breathtaking.  🙂 Hotels are quite numerous as well and choosing an affordable place to stay is not a difficult task.

Cultures in Cebu

Known to Filipinos as the “Queen City of South”; It is also the seat of Christianity and was discovered by the Portuguese Explorer Ferdinand Magellan. To date, Cebu is considered as one of the busiest and improved city of the Philippines. Multi-national companies are continuously investing not to mention that Cebu also is the home of call center industry as locals are good in English language. Recently, a good number of Koreans are migrating there. Moreover, Cebu offers white-sand beaches such as the like of Boracay. There are also five star hotels to choose from and entertainment places are all over the place. It’s a city more than a province.

Boracay at its Best

Night life, Parties, Dancing, Island Hopping, Sailing and Windsurfing, Hot Spots.  It is BORACAY at its best. Before becoming a Mecca for beach-lovers the World over, Boracay was solely inhabited by the Ati tribe. Now, Boracay holds the title as one of the spectacular island comparable to Bali of Indonesia and the Phuket of Thailand. With its powder-like form sand and charming coast, thousands of foreigner around the world are whooshing to appreciate this God-given gift to us, Filipinos.

Our country is such a wonderful place to explore. And if someone if someone asks me which country I can recommend for? I would still say, join me as I discover my homeland.

 

When There is a Need for Fund, There is Always the Loan Sharks

pinoy loan shark

Need a Loan Shark from somewhere in the Philippines?  Many people who are in business or simply needs an additional fund that they can use to bridge finances consider this facility to fill their financial gap.

WARNING:  LOAN SHARKS CAN CRIPPLE YOUR FINANCES.

Loan Sharks can be represented by an individual or an institution.  For those who are interested or considering this sort of facility and have not met or made business to anyone of these Loan Sharks, you should ask your friends or business contacts if they knew anyone as Loan Sharks mostly entertain borrowers only by means of referral.  Otherwise, you must be in a very stable and highly profitable business before they can consider lending their capital to you.

In the Philippines, Loan Sharks offers an interest rate ranging between 5% – 9% per month of the total amount you have borrowed.

While borrowing from Loan Shark may seems to be a lot faster than going to commercial banks, you should be able to convince them that you are able to repay the money you are borrowing.  Providing them some proof of business existence and documentation is mostly required.  Most of the case that if you are a first time borrower that they will ask for copies of your financial documents such as Audited Financial Statements and Bank Account information and Statement of Account.

If they see that you can be a credible borrower, they will facilitate the release of your requested loan in exchange of signing a loan agreement with them backed by post-dated checks equivalent to the full amount of your loan.  There are a couple of means a Loan Shark operates and I will discuss it in my Loan Shark Lending Facility article.

Loan Sharks in the Philippines normally takes advance interest from the proceeds so you should be able to expect this deduction from the amount that you really need where you intend to use this fund.

Best Practices In Choosing a Career After High School

career choice best practice for high school graduate

There are best practices when a graduating high school student choose his next path.

If you, your children or sibling is on their way to high school graduation, it is a best practice to start planning ahead how they are going to go further.  An early plan gives you clear direction and it can bring you a lot of benefit.

It is important however to start first in finding out if you are definite that you will be a part of the graduating class.  It may sound funny.  But if you wanted to be confident that you will walk into the graduation rights, I would suggest that you spend your studying time properly.

When you are the person graduating high school, what would you need?  Here is how you should to it;

  • You will have to prepare the following:
  1. A working Pen
  2. A paper
  3. Other possible references such as a school prospectus
  • Decide whether you wanted to pursue your studies on the next level, take technical or vocational course, or gain your experience in the field.
  • If you are taking your studies to the next level,  check your financial ability to support your studies.
  • Make an specific list of your abilities and interest together with which you think you liked most and where you think you are doing well.
  • Determine what career fields are available corresponding each interest you have listed.
  • Ensure that you consider the length of time you need to spend while studying such field.
  • Then go through your interest list and highlight the field interest that you think does not match your ideal length of time to be in classes.  Again, in making this de-listing, you will have to acknowledge the amount of money required to support your studies.
  • When you have made your field interest list short, make more research of the possible careers for each field interest left in your list.  If your field interest is falling under Laws, then look into what possibilities of professional career is waiting for those people who have completed this studies.  Find out what is the most appealing interest to those what you have listed.
  • Talk with professionals and other people who have completed the said course.  Find out why they have chosen the said career, what are their expectations, and what have they found out when they completed the studies.  Look into how well they are doing with their current profession and look into what other jobs entails to that career.
  • Use all the information you have gathered in making a good decision.

The most important in a person’s career path is attitude.  Remember that the success or failure of one person is not the same as another.  Our personal attitude plays a GREAT ROLE in our future success.

Formal and Semi-formal dresses for kids on prom night

Louise in her prom dress

Aside from celebrating Valentine’s Day during the month of February, prom nights are also the prevalent affair students look forward to. Recently, even elementary pupils celebrate parties similar to prom nights of high school students. Universities and educational institution promote this event to encourage camaraderie. Others celebrate this for fun and fashion.

Girls are a much far excited than boys hence they really find time to choose for the perfect dress that can make them stand out amongst the crowd. A lasting impression is a MUST.

Being a mother myself, I find it challenging for a first timer daughter who will attend to such occasion. Good thing I have such great interests on clothing which help me identify things to consider on which attire to choose.

I am sharing you my personal thoughts on these.

  • The right fabric- Silk or high quality silk is one. Aside from being soft, it also has a shimmer that enhances any kind of dress. Chiffon is another good choice. It has a quality of smoothness that adds femininity. Organza, Taffeta and Georgette are also recommendable. Try visiting your local market. There is always a store selling different kinds of fabrics, I bet.
  • The appropriate design, shape and color- for children, it is easier to decide on color and shape as ages 7 to 10 years old are not much into figures.  Girls on that age bracket prefer princess-like gowns. You can try princess cut dresses or the sheering and balloon skirt. Then add organza and galaxy fabric on the outer layer to add fullness on its design. I personally not endorsing suggestive dresses for children to wear as it give an impolite impression.
  • The Embellishments- this is another important issue to consider especially if you decide to pick simple and ordinary fabric. However, embellishments can make or break your prom dress if you do not know how to use it as it should be. Embellishment can be sewn or pinned into dresses. You can choose from sequins, feathers, pearls, rhinestones, fabric flowers and crystal stones. You can also add ribbons as belts.
  • Is it economical- most of the dresses sold from department store vary from Php 2,500 (USD 60.00) up to Php 5,000 (USD 120.00) depending on what kind of fabric and design being use.  But on personal choice, I decided to buy own materials and have it tailored sewed for my daughter. There are seamstresses who does gowns and party dresses professionally. Imagine spending only Php 600 (USD 14.00) on materials and Php 350 (USD 8.00) for the service charge. If you do not have any idea on the design. Try looking at dress catalogues and have it imitate. Practical and economical, right?
  • Is it re-usable for other occasion- I find it smart choice if you can re-use dresses as such for other occasion. It is a given fact that prom dresses are just one time attire. But for me I always give consideration on further enhancement or a little alteration later on. So it I always safe to have your design that can easily adopt on other occasion such as wedding, Halloween party, and other formal gatherings. 🙂

Upon considering above tips, I am pretty sure your little princesses will give you the warmest hugs and the sweetest kisses for having a perfect and princess like dresses.

Remember, every girl is a princess by heart!