Category Archives: Opinions and Commentaries

When There is a Need for Fund, There is Always the Loan Sharks

pinoy loan shark

Need a Loan Shark from somewhere in the Philippines?  Many people who are in business or simply needs an additional fund that they can use to bridge finances consider this facility to fill their financial gap.

WARNING:  LOAN SHARKS CAN CRIPPLE YOUR FINANCES.

Loan Sharks can be represented by an individual or an institution.  For those who are interested or considering this sort of facility and have not met or made business to anyone of these Loan Sharks, you should ask your friends or business contacts if they knew anyone as Loan Sharks mostly entertain borrowers only by means of referral.  Otherwise, you must be in a very stable and highly profitable business before they can consider lending their capital to you.

In the Philippines, Loan Sharks offers an interest rate ranging between 5% – 9% per month of the total amount you have borrowed.

While borrowing from Loan Shark may seems to be a lot faster than going to commercial banks, you should be able to convince them that you are able to repay the money you are borrowing.  Providing them some proof of business existence and documentation is mostly required.  Most of the case that if you are a first time borrower that they will ask for copies of your financial documents such as Audited Financial Statements and Bank Account information and Statement of Account.

If they see that you can be a credible borrower, they will facilitate the release of your requested loan in exchange of signing a loan agreement with them backed by post-dated checks equivalent to the full amount of your loan.  There are a couple of means a Loan Shark operates and I will discuss it in my Loan Shark Lending Facility article.

Loan Sharks in the Philippines normally takes advance interest from the proceeds so you should be able to expect this deduction from the amount that you really need where you intend to use this fund.

Philippines: An Asteroid Danger Zone

philippines on asteroid impact 2013

Being an Asteroid Danger Zone is a freaky place to live in.

While this is so, do you know that the Philippines is one of the couple of countries that are actually located in a this danger zone?  To some who does their research and homework, this is no longer a surprise.  But for many who are simply busy with their ordinary day-to-day living, they may have no idea and may not have preparations on catastrophes like this.

Just the other day, thousands of people were injured and hurt after a destructive meteor shower hits Siberia in Russia.  Although this event has been expected by researchers, people still have nowhere to go or may have not been prepared for this to take place.  The number of people hurt was alarming and rose concerns in other areas and locations.

In a research study made in 2007, it appeared that the Philippines sits an a danger zone with high percentage of being hit by Asteroids and meteor showers.

Other countries included in the zone are:

• United States
• China
• India
• Japan
• Italy
• Britain
• Brazil
• Nigeria
• Indonesia

NASA reported that there are currently about 47,000 potentially hazard asteroids with the size of about 300 Feet wide seen from a distance of 500 Million miles away from Earth.  In other words, these sizes of asteroid are big enough to enter the Earth’s atmosphere.

Asteroid threat is not a small concern and this is already accepted as a great natural calamity for mankind.  But for most people who may have died in similar incident, the major cause of deaths are mostly not due to the impact of the asteroid but the human unpreparedness to face any kind of natural calamity.

How about you, do you think you have prepared your family for this kind of event?  We may need a Google Earth Asteroid to just have a virtual impact.

Best Practices In Choosing a Career After High School

career choice best practice for high school graduate

There are best practices when a graduating high school student choose his next path.

If you, your children or sibling is on their way to high school graduation, it is a best practice to start planning ahead how they are going to go further.  An early plan gives you clear direction and it can bring you a lot of benefit.

It is important however to start first in finding out if you are definite that you will be a part of the graduating class.  It may sound funny.  But if you wanted to be confident that you will walk into the graduation rights, I would suggest that you spend your studying time properly.

When you are the person graduating high school, what would you need?  Here is how you should to it;

  • You will have to prepare the following:
  1. A working Pen
  2. A paper
  3. Other possible references such as a school prospectus
  • Decide whether you wanted to pursue your studies on the next level, take technical or vocational course, or gain your experience in the field.
  • If you are taking your studies to the next level,  check your financial ability to support your studies.
  • Make an specific list of your abilities and interest together with which you think you liked most and where you think you are doing well.
  • Determine what career fields are available corresponding each interest you have listed.
  • Ensure that you consider the length of time you need to spend while studying such field.
  • Then go through your interest list and highlight the field interest that you think does not match your ideal length of time to be in classes.  Again, in making this de-listing, you will have to acknowledge the amount of money required to support your studies.
  • When you have made your field interest list short, make more research of the possible careers for each field interest left in your list.  If your field interest is falling under Laws, then look into what possibilities of professional career is waiting for those people who have completed this studies.  Find out what is the most appealing interest to those what you have listed.
  • Talk with professionals and other people who have completed the said course.  Find out why they have chosen the said career, what are their expectations, and what have they found out when they completed the studies.  Look into how well they are doing with their current profession and look into what other jobs entails to that career.
  • Use all the information you have gathered in making a good decision.

The most important in a person’s career path is attitude.  Remember that the success or failure of one person is not the same as another.  Our personal attitude plays a GREAT ROLE in our future success.

Pope Benedict XVI Resignation Draws Church Crisis

church crisis on pope benedict xvi resignation

The Roman Catholic Church in crisis?

The first Papal resignation after 598 years has brought a lot of noise around the world.  This comes after Pope Benedict XVI also known as the former Cardinal Joseph Alois Ratzinger has announced to resign as the Top Leader of the Vatican rumored to have health concerns.  However, Vatican history experts and other reference made it a point that the resignation has nothing to do with the Pope’s health.

Pope Benedict XVI who was born in Bavaria, Germany on April 16 1927 is now 85 years old.

Church observers believe that the said announcement has drawn activity of factionalism inside the Vatican which may come into a leadership crisis.  However, there is no further reports on how the faction has been affecting the daily routine of the Roman Catholic Church leadership.

According to reports by other agencies, Pope Benedict XVI’s resignation is a retirement process after the 85 year-old Pope showed increased public sign of fatigue during the recent months.

The Pope will continue to be the leader of the Roman Catholic Church until he officially steps down on February 28, 2013 which day is also coincidentally the feast day of a 5th Century Pope, Saint Hilarius.

 

Do you have what it takes to make money online?

successful online marketing money maker

What would it take for you to make money online?

Many have heard about success stories.  Many became millionaires. And upon hearing these stories, many people out-rightly jumps into it.  Its like a gold rush fever.  Each one wants to have their fair share of the digs and find in the internet.

Are you one of them?  Are you making your way to get your fair share?  Do you think you have what it takes to succeed?

The truth is, successful people does not think just like an average person.  Millionaires have learned to survive and they have used what they have learned.  Not everybody can be successful nor can become a millionaire one day.  It takes something.  Its not some sort of secret and truly most people have it in themselves but many have not tried to use it well.

Then what is it needed to take to make money online?  Continue reading and you will find out.

So here is the Little Boy, your Character.

Your character plays a big role in being successful in life.  Having laid-back attitude will not make you a winner.  Being impatient will bring you down and make you feel bored.

If you wanted to make money online, you should treat it in a fair manner just like you are employed by another.  Working on your own is not a magic wand that when you wave will bring you sort of fortune.  No, it does not work that way.  As said ahead, just like you are working for someone else, you need to wake up at the right time so you can start working.  Set your own working parameters.  If you are comfortable working between 8am to 5pm, then practice it just like no ordinary working habit.

Make plans.  Plan what you need to do.  Then make sure that you follow what you have planned.  Make sure that what you have planned for the day happens.  If time is not enough and you have missed one activity included in your plan, then include your backlog as priority for the next day working activity.

Improve yourself.  Never hinder yourself with something you do not know or know less.  Make your own research.  Look for more information in the internet.  Educate yourself from experience of other people.

Make connections.  Connecting with other people who have longer experience in making money online is one way to get a good information.  Start with forums and social media like Twitter and Facebook.  Be friendly and establish good reputation with them.  One way or another, you will know someone who really know something and who is willing to help  and share information.

Be creative.  You have in you the trait of being a natural artist.  Bring it out and use it.  It can help you in a lot of way.

Share your talent.  Make people aware of what you know.  Then it could make you one day a good Guru for them which can make you a millionaire.

Think.  Never forget to use your intelligence to make new experiments online.  You would not know if one day you can bring out something new to the world just like those people behind the creations of many software or even Facebook.

Be helpful.  Its a way of making new connections and meeting new people who one day may be able to help you around to be successful in making money online or with one of your projects.

Now here comes the Fat Man,  your Perseverance.  Perseverance to achieve something is a part of the other.  Even you have those good character qualities mentioned ahead but failed to become an achiever, then you will not be able to succeed in your online quest; and even in your offline world.

Making money online is a myth for many because many have failed.  But the truth is it is all about you being an individual.

If you have read this, then I am sure you will have a new direction in life and will be more successful.

I would appreciate if you leave a comment below. 🙂  Cheers!